Payments & Billing

How payments work on Stables: invoices, payment methods, fees, payouts, refunds, and recording expenses.

• How payments work on Stables

  The big picture: invoices go out, clients pay by bank transfer or card, and funds arrive in your account for payout to your bank.

• Creating and sending invoices

  Build one-time or recurring invoices with line items, review the email, and send - clients pay online from the link.

• Paying an invoice

  Pay from your Billing tab or the emailed invoice link, by bank transfer or card — and set up auto-pay if you like.

• Understanding fees and surcharges

  What the Processing Fee is, current rates for bank and card payments, and who pays it.

• Payment methods: ACH vs. card

  Bank transfers are cheaper and support auto-pay; cards are instant. Here’s how to choose and how bank verification works.

• Payouts: when and how you get paid

  Your balance lives in Finances → Accounts — transfer it to your linked bank in 1–3 business days, free.

• Refunds: how they work

  Businesses can refund paid invoices in full or in part - funds return to the customer’s original payment method.

• Recording an expense

  Money out is separate from invoices: facilities record vendor Bills, and owners log personal expenses.

• Categorizing expenses

  Categories keep money-out reporting useful - owners pick from a fixed list, facilities can add their own.